-- Some companies will not deal with you at all unless you pay --

We have a free credit report analysis.  We can look at your reports and see if we can help you before you signup.  If you already have existing credit reports (within a 6 months), you can email them or fax them to us for our analysis.  If you do not have them, you can get them from http://www.ficoscoreonline.com.  They also have a credit monitoring alerts that will let you know of any changes to your reports as well.

-- Some companies do not do much work --

Not only do we dispute items with the three credit reporting agencies (which not all even do that); we also send disputes directly to your creditors, collection agencies, and even courthouses!  We do 100% full disputing process, not just a simple bureau dispute.  We do not charge any extra for our direct dispute approach!

-- Some companies do not clearly state their guarantee --

Our guarantee is listed clearly on our website and listed in our contracts as well

-- Some companies offer to pull your credit report for free --

Don't ever let a credit repair company pull your credit report for "free".  First off, they do not have authority or a permissible purpose (I.E. applying for a credit card, or purchasing a car) and it will count as an Inquiry against your FICO score and actually LOWER IT.  Our goal is not to lower your score, but to RAISE it.  If you don't already have copies of your credit reports, within a couple of months old, you can get them here http://www.ficoscoreonline.com.

-- Some companies keep you in the dark after they accept your money, making it almost impossible to check on your status --

We give our clients 24/7 online access to their account information.  We provide you with a detailed breakdown for each account on their report.  We want our clients to know exactly what is going on and not be kept in the dark.